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⚠️ High Energy Cost Property

Energy Performance Certificate

Top Barn, Rectory Road

MK45 5AT

BEDFORD

Current

F

36

Potential

B

87

This F-Rated Property Costs Significantly More to Run

This Property

£4,347

estimated per year

UK Average

£1,800

per year

After Improvements

£1,757

potential per year

This property costs approximately £2,547 more per year than the UK average. Recommended improvements could save up to £2,590 annually.

💰 Government Grants Available for This Property

🏛️ BUS Grant

£7,500

Off the cost of an air source heat pump. Available now — limited places.

Check Eligibility →

🏠 ECO4 Scheme

Free

Free insulation & heating upgrades for eligible households on benefits or low income.

Check Eligibility →

📉 0% VAT

Save ~20%

Zero VAT on heat pumps, insulation, and solar panels until 2027. Applies automatically.

Get Solar Quote →

How to Improve This F-Rated Property

With the right upgrades, this property could reach a B rating — saving up to £2,590 per year. Improvements are ranked by return on investment.

My Priority Is...

Showing quick wins with fastest payback first

💰 Save £4,190/year

With 4 selected upgrades

Journey to A
FA
32,500
Property Value Boost
Investment
£27,500
Payback
~7 yrs
Current Costs
£4,347/yr
🔮

Future Energy Price Simulator

Drag to see how rising prices affect your savings

0%
Today's Prices
Today+10%+20%+30%+40%+50%

Your Savings Today

£4,190/yr

£41,900 over 10 years

Move slider to see

£4,190/yr

£41,900 over 10 years

Build Your Upgrade Plan

Sorted by best return on investment (quick wins first)

1
🌱

Air Source Heat Pump

Ultra-efficient heating with £7,500 government grant. OVO: MCS certified installation.

Save £2590/yrPayback: ~1 years+10 EPC points
🏛️ £7,500 BUS Grant Available
£3,500
£11,000
Cost
2
🏗️

Loft Insulation

Your roof is rated Very Poor. Cheapest upgrade with fastest payback — top up to 270mm.

Save £200/yrPayback: ~5 years+3 EPC points
£1,000
Cost
3
☀️

Solar Panels + Battery

Your house is ideal for solar. OVO: UK's #1 green energy supplier.

Save £1000/yrPayback: ~11 years+7 EPC points
£11,000
Cost
4
🧱

External Wall Insulation

Your walls are rated Poor. External insulation can dramatically cut heat loss.

Save £400/yrPayback: ~30 years+8 EPC points
£12,000
Cost

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Why Does This Property Have a F Rating?

This semi-detached house is located in BEDFORD, MK45 5AT. The property offers 245m² (2637 sq ft) of generously-sized living space with 7 habitable rooms. It is a period property with Victorian or earlier origins. Currently rated F (36/100) for energy efficiency, this property would benefit significantly from energy improvements. With recommended improvements, it could achieve a B rating (87/100). This property benefits from a air source heat pump system, which can deliver 3-4 units of heat for every unit of electricity used. Heat pumps are eligible for the £7,500 Boiler Upgrade Scheme grant, making them increasingly popular for UK homes seeking to reduce carbon emissions. The solid walls lack insulation. Solid wall insulation (external or internal) typically costs £8,000-£14,000 but can reduce heat loss by up to 35% and improve your EPC rating by 1-2 bands. The pitched roof lacks adequate insulation. Topping up loft insulation to 270mm (the recommended depth) typically costs £300-£500 and could save £150-£250 annually, with the investment often paying for itself within 2-3 years. Double glazing is installed, though the efficiency rating suggests older units. Modern low-E double glazing can be up to 40% more efficient than units installed before 2002. Estimated annual energy costs are £4347, comprising £3741 for heating, £481 for hot water, and £125 for lighting. The property produces 12.0 tonnes of CO2 per year, which is high for a UK home.

Energy Efficiency Rating

📊 Official EPC Register Data
A92-100
B81-91
Potential
C69-80
D55-68
E39-54
F21-38
Current
G1-20

Current Rating

F(36 points)

Achievable Rating

B(87 points)

With recommended improvements

Based on assessment dated 23 Jun 2020

What's Causing the Poor Energy Rating?

The EPC assessor rated each element of this property. Poor and average ratings are the biggest opportunities for improvement.

🧱 Walls

Solid brick, as built, no insulation (assumed)

Poor

🏗️ Roof

Pitched, no insulation (assumed)

Very Poor

🪟 Windows

Fully double glazed

Average

📦 Floor

Solid, no insulation (assumed)

NO DATA!

🔥 Heating

Air source heat pump, underfloor, electric

Good

🚿 Hot Water

NaN

Very Poor

💡 Lighting

100.0% low energy — Low energy lighting in all fixed outlets

Very Good

Property Information

📍

Full Address

Top Barn

Rectory Road

MK45 5AT

BEDFORD

🏠

Property Type

House

Semi-Detached

📅

Construction Age

England and Wales: before 1900

📐

Floor Area

245.0

7.0 total rooms

🌍

CO₂ Emissions

12.0 tonnes/year

49 kg/m²

📊

Energy Consumption

300 kWh/m²/year

F-Rated Properties in BEDFORD

BEDFORD properties with F ratings are among the least energy efficient in the area. Properties in this postcode district (MK45) that have undergone improvement works have seen significant increases in EPC ratings and corresponding reductions in energy bills.

🗺️

Location & Nearby Area

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Annual Running Costs — Current vs Potential

🔥 Heating

Air source heat pump, underfloor, electric

£3741 /yr

Save £2434/yr with improvements

🚿 Hot Water

£481 /yr

Save £156/yr with improvements

💡 Lighting

100.0% low energy

£125 /yr

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🏫

Nearby Schools

Within 3 miles of this property

Templefield Lower School

Primary
📍1.3 miles awayMK45 1AJ

Last inspected: Jan 2023

Good

Flitwick Lower School

Primary
📍1.5 miles awayMK45 1LU

Last inspected: Apr 2023

Good

Redborne Upper School and Community College

Secondary
📍1.6 miles awayMK45 2NU

Last inspected: May 2023

Good

Kingsmoor Lower School

Primary
📍1.9 miles awayMK45 1EY

Last inspected: Feb 2020

Good

The Firs Lower School

Primary
📍1.9 miles awayMK45 2QR

Last inspected: Mar 2023

Good

Ridgmont Lower School

Primary
📍2.1 miles awayMK43 0TS

Last inspected: Jun 2023

⚠️Requires improvement

Russell Lower School

Primary
📍2.1 miles awayMK45 2TD

Last inspected: Nov 2022

Good

Westoning Lower School

Primary
📍2.4 miles awayMK45 5JH
?Not yet rated

About school ratings: Ofsted ratings range from Outstanding to Inadequate. These ratings are based on inspections of teaching quality, leadership, pupil behavior, and safety. Note that school catchment areas vary - check with the school or local council for admission details.

Data source: School information from Get Information About Schools (GIAS). Distances are approximate. Always verify school catchment areas directly with the school or local education authority.

🌐

Broadband & Connectivity

🚀Ultrafast Broadband

Average download speed: 466 Mbps

⚡ Gigabit Available
⬇️

Download Speed

Minimum:30 Mbps
Average:466 Mbps
Maximum:1000 Mbps
⬆️

Upload Speed

Minimum:50 Mbps
Average:186 Mbps
Maximum:200 Mbps

Available Providers

Virgin MediaHyperopticBTSkyTalkTalk

What do these speeds mean? 10-30 Mbps: Good for browsing and streaming. 30-100 Mbps: Great for multiple users and HD streaming. 100-300 Mbps: Excellent for 4K streaming and gaming. 300+ Mbps: Perfect for large households and heavy internet use.

Data source: Broadband speeds are from Ofcom Connected Nations 2025 report (July 2025 release). Data shows typical speeds available in this postcode area. Actual speeds at this specific property may vary depending on line quality, distance from exchange, and chosen provider. Always verify availability with providers before committing.

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Area Safety

Very Low Crime1 incidents/month

The surrounding area (1-mile radius) experiences very low crime levels

Most Common Incidents

April 2026
📊

violent crime

1 incidents (100%)

About this data: Crime statistics show incidents reported during April 2026 within a 1-mile radius. Data from Police.uk, updated monthly.

More Properties in MK45 5AT

Showing properties in the same postcode. Click to view detailed EPC data for each property.

More Properties in the MK45 Area

Explore nearby properties with EPC ratings in the MK45 postcode district

All properties in MK45 • Click to view detailed energy performance data

About this EPC: Energy Performance Certificates are valid for 10 years and are required when a property is built, sold, or rented.

Data Sources: UK Energy Performance Certificate Register, HM Land Registry Price Paid Data, Police.uk crime statistics.

Public sector information licensed under the Open Government Licence v3.0.